Q3 2025: CR 83.1%, earnings per share NOK 5.6 dividend NOK 3.00 per share

22 Oct 2025 18:40 CEST

Protector Forsikring ASA's summarised results for Q3 2025 (Q3 2024) are:

* Combined ratio 83.1% (83.2)
* Gross written premium growth 1% (22), 3% (15) in local currencies
* Total investment return including insurance finance NOK 105m (299)
* Profit for the period NOK 459m (581)
* Earnings per share NOK 5.6 (7.1)
* Solvency ratio 229% (194), post dividend

In the first three quarters, the company recorded a profit of NOK 1,916m
(1,291). Combined ratio was 84.6% (89.5). The total return on investments
including insurance finance was NOK 1,108m (913).

The Board has, in accordance with the mandate received from the Annual General
Meeting 10 April 2025, decided to distribute a dividend of NOK 247m,
corresponding to NOK 3.00 per share. The payment will take place on 5 November
2025.

Further details are provided in the attached report and presentation, which
includes definitions of financial key figures.

Oslo, 22 October 2025
Protector Forsikring ASA

This information is subject to disclosure under the Norwegian Securities
Trading Act, §5-12. The information was submitted for publication at
2025-10-22 18:40 CEST.

More information:
Access the news on Oslo Bors NewsWeb site

657734_Interim Report Q3 2025 (PROT).pdf
657734_Investor Presentation Q3 2025 (PROT).pdf