Swedbank's Investor Day 2025

04 Jun 2025 08:00 CEST

Today, Swedbank will host an Investor Day digitally to present its business
priorities and financial plan - Swedbank 15/27 - aimed at achieving 15 per cent
return on equity. The live webcast starts at 9.30 CEST.

"Our plan is to continue to deliver a sustainable return on equity of at least
15 per cent. Swedbank is well positioned for continued and sustainable growth
and profitability. We have a proven business model, clear business priorities
and a strong foundation," says Jens Henriksson, president and CEO of Swedbank.

The geopolitical situation, the economy, and climate change are creating
uncertainty that have profound effects on businesses, households and societies
at large. Moreover, technological advancements are reshaping customer
expectations, driving growth and transforming the competitive landscape for
banks.

"It is in times like these that being a profitable bank matters the most.
Profitability means resilience and long-term stability," says Jens Henriksson.

Swedbank's plan is designed to unlock the potential in three main areas:

Strengthened customer interactions
By leveraging insights about customers and data-driven models, Swedbank will
provide more personalised services and ensure availability across channels.
Investments will continue to focus on improving customer experience.

Growing volumes
Swedbank aims to grow or maintain market shares for main products by leveraging
strong customer relationships and capitalising on opportunities across markets.
The offering in daily banking and in asset management will be further refined.

Increased efficiency
Swedbank will increase efficiency. New tools and technologies, including AI,
will simplify the bank's processes and free up time for deeper customer
engagement. Efficiency is key to profitability - and it is a core pillar of the
plan moving forward.

A cost-to-income ratio not above 0.4 and a target CET1 buffer of 200 basis
points will support Swedbank's return on equity target. The dividend policy is
60 to 70 per cent.

Webcast and presentation
The live webcast starts at 9.30 CEST and can be accessed here (https://swedbank
-live.creomediamanager.com/6d181b9a-e3f6-4268-8e5c-876b467b9771).

Presentations will be given by Jens Henriksson (President and CEO), Jon Lidefelt
(CFO), Anna-Karin Laurell (Head of Swedish Banking), Malin Lilliecrona (Head of
Premium and Private Banking), Bo Bengtsson (Head of Corporates and Institutions)
and Olof Sundblad (Head of Baltic Banking). The presentations will be followed
by a Q&A session.

The presentation material will be available on swedbank.com/ir at around 8.00
CEST. A webcast recording will be published on the same website after the event.

Contact:
Magnus Alvesson, Acting Head of Investor Relations, phone +46 70 610 3341, e
-mail magnus.alvesson@swedbank.com
Hannes Mård, Head of Press, phone +46 73 057 4195, e
-mail hannes.mard@swedbank.se

Swedbank empowers the many people and businesses to create a better future. Our
vision is a financially sound and sustainable society. Swedbank Group is the
leading bank with over 7 million retail customers and 550 000 corporate
customers in our four home markets Sweden, Estonia, Latvia and Lithuania.
Swedbank Group is also present in other Nordic countries, the U.S. and China.
Together we make your financial life easier. Find out more: www.swedbank.com

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