Company profile

Crédit Agricole is one of the leading European banking groups. Net Banking Product breaks down by activity as follows:
  • retail banking (30.7%): activities in France (55.7% of Net Banking Product; nearly 6 million customers at the end of 2018; 1,700 branches under the Crédit Lyonnais corporate name) and abroad (44.3%; 5.3 million customers; 2,117 branches). The group also owns 25% in 39 Caisses Régionales (1st banking network in France; 6,800 branches);
  • asset management, insurance and private banking (28.8%): EUR1,425.1 billion of assets under management at the end of 2018;
  • finance, investment and market banking (26.7%; Crédit Agricole CIB): standard and specialized bank financing activities (financing for acquisitions, projects, aeronautical and maritime assets, etc.), stock operations, consulting in mergers and acquisitions, investment capital, etc.;
  • specialized financial services (13.8%): factoring (No. 1 in France; Crédit Agricole Leasing & Factoring), consumer loan (Crédit Agricole Consumer Finance; EUR88.5 billion in current credits at the end of 2018) and leasing (No. 1 in France; Crédit Agricole Leasing & Factoring; EUR22.3 billion in current credits).
At the end of 2018, Crédit Agricole managed EUR597.2 billion in current deposits and EUR369.5 billion in current credits. NBP breaks down geographically as follows: France (52.9%), Italy (16.1%), Europe (18.9%), North America (5.5%), Japan (1.6%), Asia and Oceania (2.5%), Africa and the Middle East (2.3%), Central and South America (0.2%).

Source: Cofisem - Last Update: 31 Jul 2019
Key Executives
Chief Executive Officer Philippe Brassac
Deputy CEO Xavier Musca
Executive Vice President Bertrand Corbeau
Executive Vice President Philippe Dumont
Executive Vice President Michel Ganzin
Executive Vice President Jérôme Grivet
Executive Vice President Michel Mathieu
Executive Vice President Yves Perrier
Company Secretary Jérôme Brunel
Chief Financial Officer Jérôme Grivet
VP, Communication Denis Marquet
Human Resources Director Bénédicte Chrétien
VP, Financial Communication Cyril Meilland
General Counsel Pierre Minor
Source: Cofisem - Last Update: 31 Jul 2019
Key figures
Millenium 2018 2017 2016 2015 2014
Net banking income 19,736,000 18,634,000 16,853,000 17,194,000 15,853,000
General operating costs 11,830,000 11,438,000 10,992,000 10,931,000 10,466,000
Gross Operating Income 7,147,000 6,431,000 5,159,000 5,611,000 4,756,000
Cost of risk -1,081,000 -1,422,000 -1,787,000 -2,293,000 -2,204,000
Operating profit 6,066,000 5,009,000 3,372,000 3,318,000 2,552,000
Equity-accounted companies' contribution to results 255,000 728,000 518,000 1,534,000 647,000
Current profit before tax 6,496,000 5,929,000 3,347,000 4,890,000 3,230,000
Net income 5,027,000 4,217,000 3,955,000 3,971,000 2,756,000
Net income (Group share) 4,400,000 3,649,000 3,540,000 3,516,000 2,340,000
Fiscal year end 12.18 12.17 12.16 12.15 12.14
Length of fiscal year (month) 12 12 12 12 12
Currency & Unit EUR - thousands EUR - thousands EUR - thousands EUR - thousands EUR - thousands
Account Standards
Source: Cofisem - Last Update: 31 Jul 2019
Shareholder information
SAS Rue La Boétie 56.26 %
Investisseurs Institutionnels 31.90 %
Individual shareholders 7.27 %
Employees 4.42 %
Group-owned stock 0.15 %
Source: Cofisem - Last Update: 08 Apr 2019

Address

Crédit Agricole

12 Place des Etats-Unis
FR-92120 Montrouge
France
Source: Cofisem - Last Update: 31 Jul 2019

Contact

investor relations
Phone number: +33 1 43 23 04 31
Source: Cofisem - Last Update: 31 Jul 2019