Company profile

As a regional bank part of the national Crédit Agricole group, the Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine (a variable-capital co-operative) is one of the 13 branches authorized to issue Cooperative Investment Certificates (CCI, Certificat Coopératifs d'investissement) listed on the Second Marché of Euronext Paris. At the end of 2024, the bank managed deposits of EUR 22.2 billion and outstanding loans of EUR 17.1 billion. Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine has a network of 71 local banking outlets and 130 branches.

Source: Cofisem - Last Update: 03 Apr 2025
Key Executives
Chief Executive Officer Karine Bourguignon
Deputy General Manager Emmanuelle Jianoux
Chief Financial Officer Victor Laillet de Montullé
Head of Investor Relations Victor Laillet de Montullé
Chief Human Resources Officer Bernard Augris
Chief Communication Officer Ines Charles
Chief Market Officer Ines Charles
Chief Quality Officer Alexandre Gmeline
Source: Cofisem - Last Update: 03 Apr 2025
Key figures
Millenium 2024 2023 2022 2021 2020
Net banking income 374.618 372.311 372.616 379.284 331.380
General operating costs 260.133 257.415 250.056 229.286 219.738
Gross Operating Income 114.485 114.896 122.560 132.926 94.155
Cost of risk 32.158 26.169 27.381 11.594 10.027
Operating profit 82.327 88.727 95.179 121.332 84.128
Equity-accounted companies contribution to income
Current profit before tax 84.041 88.841 95.465 123.841 84.041
Net income 78.694 77.716 81.735 95.884 57.557
Net income (Group share) 78.687 77.711 81.740 95.882 57.553
Fiscal year end 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Length of fiscal year (month) 12 12 12 12 12
Currency & Unit EUR - thousands EUR - thousands EUR - thousands EUR - thousands EUR - thousands
Account Standards IFRS IFRS IFRS IFRS IFRS
Source: Cofisem - Last Update: 03 Apr 2025
Shareholder information
Parts sociales 57,60 %
Certificats Coopératifs d'Associés (CCA) 25,00 %
Certificats Coopératifs d'Investissements 17,40 %
Source: Cofisem - Last Update: 03 Apr 2025

Adresse

Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine

Cité de l'Agriculture Chemin de la Bretèque
BP 800
FR-76230 Bois-Guillaume
France
Source: Cofisem - Last Update: 03 Apr 2025